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Cook bacon and set aside (see post for quick tip) When chicken is cooked dice or shred and set aside in the same bowl as the bacon.
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In the skillet add onions, green peppers and cook until tender add to bowl with chicken and bacon. Add in refried beans. Mix everything until well combined.
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Lay one tortilla on flat surface and pile chicken mixture and cheese on evenly on one side. Fold empty side over and place on skillet/grill pan until the tortilla is toasted. (You have to use a spatula and peek from time to time. I know you probably figured that out already)
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Flip the quesadilla over and cook other side evenly.
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Serve with toppings of your choice